:root {
  --navy: #1b365d;
  --navy-dark: #12243f;
  --gold: #c4a35a;
  --gold-dark: #9e8140;
  --paper: #f6f3ee;
  --ink: #1f2933;
  --muted: #5c6b7a;
  --line: #d9d2c5;
  --white: #ffffff;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Source Sans 3", "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); }
.wrap { width: min(1120px, calc(100% - 2rem)); margin: 0 auto; }
.site-header {
  background: var(--navy-dark);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 20;
}
.header-inner, .footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 0.9rem 0;
}
.brand {
  color: var(--white);
  text-decoration: none;
  font-weight: 700;
  letter-spacing: 0.02em;
}
.brand span { color: var(--gold); font-weight: 600; display: block; font-size: 0.75rem; }
nav { display: flex; flex-wrap: wrap; gap: 0.35rem 1rem; }
nav a { color: #e8eef6; text-decoration: none; font-size: 0.95rem; }
nav a:hover, nav a.active { color: var(--gold); }
.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-dark);
  text-decoration: none;
  font-weight: 700;
  padding: 0.75rem 1.2rem;
  border-radius: 4px;
  border: 0;
  cursor: pointer;
}
.btn:hover { background: var(--gold-dark); color: var(--white); }
.btn-ghost {
  background: transparent;
  color: var(--white);
  border: 1px solid #ffffff55;
}
.hero {
  background:
    linear-gradient(90deg, rgba(18,36,63,0.88), rgba(18,36,63,0.55)),
    url("https://images.unsplash.com/photo-1566073771259-6a8506099945?auto=format&fit=crop&w=1600&q=80") center/cover no-repeat;
  color: var(--white);
  padding: 5.5rem 0 4.5rem;
}
.hero h1 { font-size: clamp(2rem, 4vw, 3.1rem); line-height: 1.15; max-width: 16ch; }
.hero p { max-width: 42rem; margin: 1rem 0 1.5rem; font-size: 1.15rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; }
.section { padding: 3.5rem 0; }
.section h2 { font-size: 1.8rem; margin-bottom: 0.75rem; color: var(--navy-dark); }
.lede { color: var(--muted); max-width: 46rem; margin-bottom: 1.75rem; }
.grid-3, .grid-2 { display: grid; gap: 1.25rem; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.4rem;
}
.card h3 { color: var(--navy); margin-bottom: 0.4rem; }
.card ol { padding-left: 1.2rem; }
.card li { margin: 0.35rem 0; }
.band { background: var(--navy); color: var(--white); }
.band h2, .band .lede { color: var(--white); }
.band .lede { opacity: 0.85; }
.price {
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy-dark);
}
.muted { color: var(--muted); }
.site-footer {
  background: var(--navy-dark);
  color: #c9d4e3;
  padding: 2rem 0;
  font-size: 0.95rem;
}
.site-footer a { color: var(--gold); }
form { display: grid; gap: 0.85rem; }
label { font-weight: 600; font-size: 0.92rem; }
input, select, textarea {
  width: 100%;
  padding: 0.7rem 0.75rem;
  border: 1px solid var(--line);
  background: var(--white);
  font: inherit;
}
textarea { min-height: 120px; }
.hp { position: absolute; left: -9999px; }
.notice {
  background: #fff8e8;
  border-left: 4px solid var(--gold);
  padding: 0.9rem 1rem;
  margin: 1rem 0;
}
@media (max-width: 800px) {
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .header-inner { flex-direction: column; align-items: flex-start; }
}

/* Calculator */
.calc {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.4rem;
  display: grid;
  gap: 1rem;
}
.calc-row {
  display: grid;
  grid-template-columns: 1fr 160px;
  gap: 0.75rem;
  align-items: center;
}
.calc-row label { font-weight: 600; }
.calc output, .calc-result strong {
  font-size: 1.85rem;
  color: var(--navy-dark);
}
.calc input[type="range"] { width: 100%; }
.calc-result {
  background: var(--paper);
  padding: 1rem;
  border-left: 4px solid var(--gold);
}
.calc-result p { margin-top: 0.35rem; }
@media (max-width: 700px) {
  .calc-row { grid-template-columns: 1fr; }
}

.compare {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
  margin-top: 1rem;
}
.compare div {
  background: var(--paper);
  padding: 0.85rem 0.9rem;
}
.compare span { display: block; color: var(--muted); font-size: 0.88rem; }
.compare strong { display: block; font-size: 1.45rem; color: var(--navy-dark); margin-top: 0.2rem; }
@media (max-width: 700px) {
  .compare { grid-template-columns: 1fr; }
}

.compare-hero { grid-template-columns: repeat(4, 1fr); }
.compare-hero strong { font-size: 1.85rem; }
@media (max-width: 800px) {
  .compare-hero { grid-template-columns: 1fr 1fr; }
}

.versus {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.9rem;
}
.versus-save, .versus-price {
  padding: 1.4rem 1.2rem 1.2rem;
  min-height: 11rem;
}
.versus-save {
  background: var(--navy-dark);
  color: #fff;
}
.versus-price {
  background: var(--white);
  border: 2px solid var(--gold);
}
.versus-save span, .versus-price span {
  display: block;
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-weight: 700;
}
.versus-save span { color: #d6c28a; }
.versus-price span { color: var(--gold-dark); }
.versus-save strong, .versus-price strong {
  display: block;
  font-size: clamp(2.4rem, 6vw, 3.6rem);
  line-height: 1.1;
  margin: 0.45rem 0 0.25rem;
}
.versus-save strong { color: #fff; }
.versus-price strong { color: var(--gold-dark); }
.versus-save em, .versus-price em {
  font-style: normal;
  color: inherit;
  opacity: 0.8;
  font-size: 1rem;
}
.versus-net {
  margin-top: 0.9rem;
  background: var(--gold);
  color: var(--navy-dark);
  text-align: center;
  font-weight: 700;
  padding: 0.85rem 1rem;
  font-size: 1.15rem;
}
.versus-net strong { font-size: 1.35rem; }
.versus-prop {
  text-align: center;
  color: var(--muted);
  margin-top: 0.85rem;
  font-size: 0.95rem;
}
@media (max-width: 700px) {
  .versus { grid-template-columns: 1fr; }
}

.cta-row { text-align: center; margin-top: 1.5rem; }